10 Steps - Buying a Home

Check your finances
Review your credit score, savings, and debt. Determine how much you can afford.

Get pre-approved for a mortgage
Contact lenders to get pre-approval. This shows sellers you’re serious.

Hire a real estate agent
Choose a local, experienced agent to help you find and negotiate your home.

Start house hunting
Tour homes, attend open houses, and compare options based on your needs and budget.

Make an offer
Work with your agent to submit a competitive offer to the seller.

Negotiate and sign the contract
Negotiate price, repairs, and terms. Once agreed, sign the purchase agreement.

Schedule inspections and appraisal
Hire professionals to inspect the home and confirm its market value.

Secure financing
Finalize your mortgage loan with the lender and lock in your interest rate.

Close the deal
Review all paperwork, pay closing costs, and sign the final documents.

Get the keys and move in
Once everything is complete, the home is officially yours. Welcome home!